Search Site
Menu

What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?

What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?

What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?

Severe restrictions on travel, health fears and closed workplaces have sharply curtailed automobile traffic during the COVID-19 pandemic. Accidents have dropped so much that many auto insurance companies are providing refunds to policyholders. People who are stuck at home and facing financial distress might be tempted to cancel or suspend their coverage. However, if an accident occurs, serious trouble could lie ahead if you or the other driver lacks proper insurance.

In a time when many people are struggling financially and quarantine orders cut back automobile usage, it seems more likely that motorists might give up their coverage. This raises several issues, such as:

  • Alternatives to cancellation During the pandemic, many companies are open to helping out customers with payments. Your car insurer may grant a temporary suspension of payment that reduces or eliminates coverage while a policyholder is not driving, but permits him or her to resume coverage later at the same rate. This differs from a lapse in coverage that might lead to higher costs when a driver looks to resume their insurance.

  • Potential consequences when someone lacks car insurance — Without car insurance, a driver might be personally responsible for any damage or injuries suffered by others or themselves. These medical costs could run into the tens or hundreds of thousands of dollars if the collusion results in a serious injury. In addition, many states require car insurance by law and may ticket or fine drivers for not having insurance. Other jurisdictions prevent personal injury recoveries for those who lack auto coverage.

  • Recovering damages from an uninsured motorist — After being hurt by a driver who is uninsured or lacks sufficient coverage, obtaining proper compensation for the harm you’ve suffered might be difficult. In numerous states, individual drivers are required to have uninsured motorist coverage to address medical costs in these situations, but that might not cover the entire medical bill.

If you have been hit by a driver who is uninsured or have been in an accident and are unsure if your insurance coverage applies, a knowledgeable automobile accident attorney can help you understand your options and represent you in claims matters as well as litigation.

Contact an experienced auto accident attorney for a consultation

Feinberg & Alban PC represents clients in auto accident cases and other vehicle collision litigation. Please call 617-232-5950 or contact the firm online to make an appointment.

Feinberg & Alban, P.C. fervently protects your rights
  • The Boston firm of Feinberg & Alban, P.C. specializes its practice in the area of personal injury.

    The attorneys serve the entire state of Massachusetts in addition to affiliating with lawyers in other states to handle cases outside of Massachusetts.

  • $7.7 Million Award for Feinberg & Alban Client in Personal Injury Trial

    Boston Attorneys Win Highest Injury Verdict in Massachusetts in 2011 & 2012.

Client Reviews
  • google
    5.0/5.0

    Wish I could give higher than a 5 for this review. From the start the dedication to detail, care and skill that was applied to my case was outstanding. Robert Feinberg is exceptional at representing his clients. His depth & breadth of experience ma...

    Read more

    Rose M

  • google
    5.0/5.0

    After researching online, hiring Attorney Colleen Santora was the wisest decision I made. She represented me in my personal injury auto accident case. I sustained lingering post-concussive injuries and pain. Throughout a four year process, Colleen...

    Read more

    Diane DeMarco

  • google
    5.0/5.0

    Feinberg & Alban did a stellar job representing me at a time when my accident and a busy life didn't leave me any capacity to deal with the logistics of a lawsuit. From across the country, the firm (Ms. Colleen Santora, in particular) handled every a...

    Read more

    Trevor Zierhut

  • google
    5.0/5.0

    I was in a car accident recently that put me in the hospital and having Perry Feinberg from Feinberg & Alban was the best decision I ever made, with having so many choices for representation in these situations. The level of professionalism was incre...

    Read more

    John Stenis

  • google
    5.0/5.0

    I can't say enough about this law firm, and its commitment to its clients. Robert & Colleen took a personal interest in my case, which took several unexpected and frankly wild twists and turns along a very long road. They stuck with it, with me, even...

    Read more

    Wu tang Is for the children

See all reviews
Awards & Affiliations
Contact us

Quick Contact Form