Search Site
Menu
What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?

What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?

What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?

Severe restrictions on travel, health fears and closed workplaces have sharply curtailed automobile traffic during the COVID-19 pandemic. Accidents have dropped so much that many auto insurance companies are providing refunds to policyholders. People who are stuck at home and facing financial distress might be tempted to cancel or suspend their coverage. However, if an accident occurs, serious trouble could lie ahead if you or the other driver lacks proper insurance.

In a time when many people are struggling financially and quarantine orders cut back automobile usage, it seems more likely that motorists might give up their coverage. This raises several issues, such as:

  • Alternatives to cancellation During the pandemic, many companies are open to helping out customers with payments. Your car insurer may grant a temporary suspension of payment that reduces or eliminates coverage while a policyholder is not driving, but permits him or her to resume coverage later at the same rate. This differs from a lapse in coverage that might lead to higher costs when a driver looks to resume their insurance.

  • Potential consequences when someone lacks car insurance — Without car insurance, a driver might be personally responsible for any damage or injuries suffered by others or themselves. These medical costs could run into the tens or hundreds of thousands of dollars if the collusion results in a serious injury. In addition, many states require car insurance by law and may ticket or fine drivers for not having insurance. Other jurisdictions prevent personal injury recoveries for those who lack auto coverage.

  • Recovering damages from an uninsured motorist — After being hurt by a driver who is uninsured or lacks sufficient coverage, obtaining proper compensation for the harm you’ve suffered might be difficult. In numerous states, individual drivers are required to have uninsured motorist coverage to address medical costs in these situations, but that might not cover the entire medical bill.

If you have been hit by a driver who is uninsured or have been in an accident and are unsure if your insurance coverage applies, a knowledgeable automobile accident attorney can help you understand your options and represent you in claims matters as well as litigation.

Contact an experienced auto accident attorney for a consultation

Feinberg & Alban PC represents clients in auto accident cases and other vehicle collision litigation. Please call 617-232-5950 or contact the firm online to make an appointment.

Feinberg & Alban, P.C. fervently protects your rights
  • The Boston firm of Feinberg & Alban, P.C. specializes its practice in the area of personal injury.

    The attorneys serve the entire state of Massachusetts in addition to affiliating with lawyers in other states to handle cases outside of Massachusetts.

  • $7.7 Million Award for Feinberg & Alban Client in Personal Injury Trial

    Boston Attorneys Win Highest Injury Verdict in Massachusetts in 2011 & 2012.

Client Reviews
  • lawyers
    5.0/5.0

    Working with this firm was a great experience, they were very attentive to my case and needs ; the results of my case was better that I expected. Thanks to much to all the lawyers involved Sincerely S. Ponce

    Read more

    Client

  • google
    5.0/5.0

    I loved collaborating with my attorney. From day one it felt like teamwork: us against the world, david vs. goliath. There was an easy rapport, free flow of communication, yet she remained the consummate professional at all times. As a first-time pla...

    Read more

    Oyie Ndzie

  • google
    5.0/5.0

    Excellent Firm! I cannot give enough praise to Colleen Santora who handled our case . Responsive, professional a true attorney who cares. The entire firm put it all together however Colleen brought it all to the table . Five stars does not seem to sa...

    Read more

    ed thomas

  • google
    5.0/5.0

    Atty Santora & staff were very responsive and handled my personal injury case with concern and professional care. I will recommend this firm for legal services.

    Read more

    Regina Benton

  • google
    5.0/5.0

    I had a wonderful experience working with Robert Feinberg and Colleen Santoro. I never once had doubts about how my case would be handled. I knew I was in great hands with both of them. I was always informed and felt confident in their ability to re...

    Read more

    Betsy Rose

See all reviews
Awards & Affiliations
Contact us

Quick Contact Form