With the widespread popularity of rideshare carriers like Uber and Lyft comes a greater likelihood that these vehicles will be involved in traffic accidents. Rideshare passengers as well as occupants of other vehicles may be among the victims. The question of who bears responsibility for compensating victims for their injuries and costs is complicated, as there are multiple parties and insurers with different levels of financial exposure.
The first thing to keep in mind is that in Massachusetts, the no-fault insurance law only allows lawsuits against other drivers if the accident results in severe harm. An injured person must first obtain compensation from their own insurance policy’s personal injury protection (PIP), which covers medical expenses, lost wages and household services replacement.
For damages that exceed PIP coverage, the injured party can seek recourse from the following parties:
Despite rideshare drivers being classified as independent contractors, both Uber and Lyft provide insurance coverage for them. The amount of coverage depends on the particular level of rideshare activity at the time of the accident, which is defined in “periods” as follows:
When the rideshare driver is not actively logged into the rideshare app, no company coverage is provided.
A skilled auto accident attorney can determine the extent to which injuries can be compensated, analyzing the causes of the accident and the relative fault of those involved.
If you have been hurt in an accident involving a rideshare vehicle, the attorneys at Feinberg & Alban PC in Boston and Brookline can work to get you the optimal compensation available. Call us today at 617-232-5950 or contact us online to schedule a free consultation.
The attorneys serve the entire state of Massachusetts in addition to affiliating with lawyers in other states to handle cases outside of Massachusetts.
Boston Attorneys Win Highest Injury Verdict in Massachusetts in 2011 & 2012.