The following common situations are presented to provide an insight into Massachusetts auto insurance law. That law is very complex and often turns on factors that are seemingly of little consequence As a result, please consult a knowledgeable attorney rather than applying these common situations to your circumstance. Accordingly, these situations and solutions are not meant to give legal advice.
Many involve one-car accidents or injured pedestrians because that scenario provides a good teaching tool. Many involve bicyclists who, it should be noted, are defined as pedestrians in the standard Massachusetts Auto Insurance Policy (6th Edition).
Robert Feinberg is the author of these common situations and solutions. Many of them have been published in legal journals as part of continuing legal education seminars.