What Should You Do If Your Insurer Refuses to Pay?

If you suffer injury in an accident, you may be entitled to an insurance settlement. However, it is important for you to realize that insurers look to resolve conflicts as quickly and as cost-effectively as possible. Although they may appear to be on your side, the truth is that their goal is to minimize their own economic damages.

As a result, they often offer clients low-ball settlements. However, sometimes, if they feel there is not enough evidence, they may deny it outright. So what do you do if your insurer says, “No” when you need insurance to pay for injuries?

First, you must immediately review your policy. It is imperative that you do not delay. You have the right to contest a denial, but you likely have a limited amount of time to do so. You must file your claim within this timeframe.

This process can be extremely complicated. In fact, there are often many steps involved in the litigation process. Furthermore, the time period given to file the appropriate paperwork for each step is usually very short.

Fortunately, you have the option of retaining an experienced lawyer. The wisest decision you can make if your insurer refuses to pay is to pick up your phone and call a highly qualified injury attorney.

Your lawyer can speak directly with your insurance company. He or she can also review your policy and recommend the right course of action for you.